"Texas law requires a person insured under a property insurance policy to pay any deductible applicable to a claim made under the policy. It is a violation of Texas law for a person or a business paid wholly or partly from proceeds of a property insurance claim to knowingly allow the policyholder to fail to pay, or assist the policyholder's failure to pay, the applicable insurance deductible." Tex. Bus. & Com. Code 27.02(b); See Tex. Ins. Code 707.003;
When the roof on your home needs to be repaired or replaced, you want a roofing company you can trust and depend on to complete the job in an efficient, timely and affordable manner. If your residential roof is in bad shape, don't wait until your ceiling is leaking and your home has water damage.
Because storms are such a common part of life here in Texas, many of our residents aren’t exactly thrilled about the idea of calling a roofer to come out for an inspection after every storm. However, we can’t emphasize enough how important it is to get a professional look at your roof after severe storms. Hiring a roofing contractor after severe weather is essential for keeping your roof and your home in the best possible shape; plus, it could help to ensure that you get the most out of your insurance claim. But, for a minor storm, it doesn’t hurt to look for storm damage on your own. Here’s how:
Inspect the attic
Believe it or not, one of the best places to look for storm damage to your roof is actually on the inside of your home! Inspect your attic for any signs of water damage or leaking. If there are any water stains on the walls or ceiling in your attic, you’ll need to call in a professional for repair or replacement.
Watch for storm damage on the ground.
Sometimes, you’ll be able to see evidence of storm damage on your roof in your yard. After a storm, check your yard for missing pieces of metal from your chimney, missing shingles or shingle granules. It’s also important to inspect the edges where your roof and walls meet, as well as exhaust pipes and the gutter system.
Look for shingle damage.
Heavy wind and hail can do a lot of damage to asphalt shingles. If you have missing shingles, or you’ve noticed that your shingles have curled, torn or buckled after a storm, it’s time to call in a roofing contractor. If the storm in question was a hail storm, you should also look for small dimples in your shingles and siding.
Do not get on your roof by yourself!
No matter how tempting it is, you should avoid getting up on your roof by yourself to check for storm damage. Not only could you end up getting hurt, but you could also accidentally cause additional damage to your roof by stepping in the wrong spot.
There are a lot of different things you can do to look for storm damage on your own, but if you’re unsure of what to look for or you’ve been in a severe storm, let the experts at Lone Star Roofing & Gutters help. In addition to experienced roofing contractors, we also have licensed insurance adjusters on staff, so we can even help you file your claim!
Contact us today to schedule your storm damage inspection or repair.